Financing your 4×4: accessible models with consumer credit

Buying a 4×4 is the fantasy of drivers in their city car, in search of the great thrill off the beaten track of the city. The 4×4 is a radiator grille that imposes and a foolproof grip.

The prices vary between a real 4×4 and an SUV. In both cases, financing your property via a consumer loan gives you access to the dream of driving one of these vehicles which commands respect on the asphalt… and outside.

4X4: NOTHING RESIST IT

4X4: NOTHING RESIST IT

A 4×4 is a four-wheel-drive vehicle, which benefits from permanent all-wheel drive. With its high ground clearance and its power, it is able to overcome all obstacles that arise on its way, whatever the type of terrain. Driving seems easy and the adventure is never far away. Country roads, mountain passes, river crossings or even the dunes of the desert: nothing can stop a real 4×4. The British Land Rover is one of the legendary brands in the segment, as are the Japanese Mitsubishi and the American Jeep.

4X4 VS SUV: WHAT DIFFERENCE?

A 4×4 is also a vehicle with independent wheel axles and axles, which gives it optimal grip on the ground, both front and rear. A 4×4 also has a second gearbox, called a short gearbox, useful for developing power over a short distance. Features that are not those of an SUV.

Indeed, although this king product of the market has the appearance of an all-terrain vehicle, the SUV remains above all a vehicle with an urban, comfortable and family look. The common point with a real 4×4 lies in its four-wheel-drive transmission mode often offered as an option, which offers it a relative grip on slippery ground.

HOW TO CHOOSE YOUR 4X4 WELL?

HOW TO CHOOSE YOUR 4X4 WELL?

To choose and finance your 4×4 well, you have to go around the dealerships and compare the offers as well as the technical characteristics. There are actually very few true all-terrain models on the market today. The manufacturers, pioneering firms in mind, tend to offer more SUVs with a “four-wheel-drive” option than 4x4s in the sense of obstacle crossing.

The reason? SUVs have the appearance of a 4×4 but are less expensive to build, less polluting and less fuel-hungry, thanks to their original transmission mode (4×2 wheel drive). Choosing a 4×4 is therefore now akin to choosing from a catalog of SUVs!

4X4: NEW MODELS UNDER 15,000 dollars

Which 4×4 for 15,000 dollars? At this price, it can only be SUV with all-wheel drive. The choice is vast among these new stars of the automotive market, acclaimed like never in five years.

It is possible to buy some of these 4x4s for less than 15,000 dollars, or for precisely 15,000 dollars. Among the references of the category at this price, including for example the Fiat 500X or the Citroën C4 Cactus. The Dacia Duster does even better. The most popular SUV begins to market at less than 12,000 dollars.

4X4: NEW MODELS UNDER 30,000 dollarS

4X4: NEW MODELS UNDER 30,000 dollarS

Which new 4×4 for 30,000 dollars? This ceiling leaves more choice among SUVs. The Toyota RAV4, at the origin of this market in 1994, but also the recent Volkswagen Tiguan, Peugeot 3008, Renault Koleos, Skoda Kodiak, Audi Q2 or Seat Ateca, are thus available in basic finish for a price between 25 000 and 30,000 dollars.

We must add to this list other new models for less than 30,000 dollars: the BMW X1 for example, but also the Ford Ecosport or the Jeep Renegade, which start their ranges between 18,000 and 20,000 dollars.

4X4: SECOND HAND MODELS UNDER 15,000 dollarS

Look for a used 4×4 model for less than 15,000 dollars, or rather a model with the optional four-wheel drive, this is much easier. On the old market, in fact, there are many SUV offers. We find the Peugeot 2008 and Renault Captur at the top of the best-selling second-hand 4×4 models in France. But also some versions of the Nissan Qashqai or the Opel Mokka.

FINANCING THE PURCHASE OF A 4X4 BY A CAR CREDIT

Thanks to direct credit, it is possible to finance the purchase of a 4×4 with a car loan offering very advantageous conditions, without involving a bank. This is the case with the Good Credit platform, n ° 1 in personal loans in dollars, which puts the savings of individual investors at the service of purchasing projects of individual borrowers. An online credit simulation allows you to better assess the amount of your project and your ability to repay.

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